Originally published in The Papyrus, Spring 2002. A Publication of Hermes Econometrics

Hermes F.A.Q.

Q. Which fund families are compatible with Hermes Econometrics investment process?
A. Hermes Econometrics can work with any fund family that will allow Hermes Econometrics to make exchanges as a third party directly (via fax, the Internet or by phone)

Q. Are there certain mutual fund families that do not work well with Hermes Econometrics process?
A. Some fund families have restrictions on exchanges that can be made. If you work with a fund or annuity company that is not on our approved list, please let us know and we will contact the company to determine if we can provide our service on your account at that company.

Q. Can Hermes Econometrics work with variable annuities?
A. Variable annuities are ideal for Hermes Econometrics investment process because capital gains and losses are tax-deferred. Hermes Econometrics can work with most of the variable annuities available in the United States.

Q. What size of an account can Hermes Econometrics manage?
A. A minimum of $25,000 is required to open an account. There is no maximum.

Q. What if I have multiple accounts?
A. Multiple accounts with the same ownership may be combined to take advantage of reduced fee rates for all accounts. Hermes Econometrics will also combine accounts held by owners within the same household. For example, a husband and wife could combine their joint account value with either spouse’s IRA rollover for a reduced fee rate.

Q. What correspondence do investors receive?
A. Investors receive a Welcome letter after we have received completed paperwork and processed the account. As appropriate, investors will also receive a Renewal letter when their account is renewed. Both the Welcome and Renewal letters contain information about the account such as account registration, “fund or annuity name”, “sub-fund or sub account name”, account/contract numbers, and account values. Investors should review these letters for accuracy.